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About Us
Kiwi Mortgages
At Kiwi Mortgages, we can make the process of getting your financial services easy, stress free and at the best terms possible. With our mortgage advisor team, we work with all the banks and mortgage lenders so can help you secure the best mortgage rates no matter who you choose to bank with.
Whether you are a first time home buyer, want to refinance mortgage, and restructure home loan interest rates, or you just want to consult with the mortgage broker, we are here to help you.
We are based in Auckland but look after customers from all over New Zealand.
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Mortgage Services
Are you planning on buying your first home? Not sure where to start or if you can get a loan yet? What are the things you need to be aware of, before you get started on this journey? Low deposit? Wondering what assistance is available from the Government for first Home Buyers? You could be closer to getting into your first home than you think.
Thinking of buying an investment property? Unsure how to use your existing equity to buy a rental property? What are the factors to be considered before you take a plunge? What are the deposit requirements for investment property? Whether to consider a newly built property for investment or an existing one? Complex decision – questions galore.
Wondering if you have the right loan structure in place? Is it possible to structure your loans better, which may potentially help repay your loans faster & quicker? Fixed or variable? Or a combination of both? What is revolving credit facility? What loan term to go for? Has your personal financial situation changed for better or hopefully not, but for worse? Are you struggling to meet your loan repayments? Restructure of Mortgage Loans is restructuring of the original contract which had been agreed by the lender and a borrower initially – it may include new interest rates and revised mortgage terms. Restructuring your mortgage requires detailed and careful analysis.
Whilst we do not advocatenot being loyal to your bank but in today’s complex world, change is the only constant. When your personal financial position changes, it might trigger a need to review your loans and their structure – you need to keep a close eye on your lending portfolio and sometimes, refinancing to another lender may be in your best interest. There could be several reasons to refinance–lower interest rate, cash back contributions from banks, more suitable loan terms, lowering your repayments, debt consolidation, leveraging your equity to buy a business, avoid mortgagee sale…… whatever it is, it requires a detailed analysis. Whether to consider this option or how to achieve this?
More and more kiwis are now considering this option – whether it is building a minor dwelling unit on your house, sub-dividing for constructing one or more rental properties or a full blown property development project. Construction loans are more complex transactions and can be overwhelming in many cases – they have various aspects that need to be taken into consideration. The assessment criterion of banks is different for construction loans. In most cases, the construction loans are not drawn down in one lot but are progressively drawn. The whole process can be complex and requires professional help.
Kiwi Mortgages - Mortgages Brokers Manukau Auckland
What our clients say
All are friendly staff and great people. I would recommend for any people to go through them instead of direct deal with the banks. They have explained the procedure and system top to bottom. We will continue next time after fixed term completed. Keep up your good work team.
Kokulan Kanthasamy
If there’s a six star for overall rating, I will by all means put it for Kiwi Mortgage Brokers Ltd! Such an amazing company to handle your mortgage application. My loan application as a first home buyer was made smoothly with the guidance, prompt responses, professional approach in dealing with all correspondences by Era and her team. I am hugely impressed the very first time I inquired via their website, a minute after, I got a call from Addy and straight after Era discussed my options, then within a short time I got my pre approval from the bank. I am so thankful to Era in going extra mile and calling after hours to check and follow up. Such an outstanding customer service which is a rare find. I highly recommend the company, especially for first home buyers! Thank you very much Era and your team.
Jemma San Jose
I am very happy with Kiwi Mortgages services especially Mr. Jatinder Singh. I never thought loan approval is that easy. Highly recommended.
Dilraj Singh
We had a great experience with Kiwi Mortages. As first home buyers we knew very little about the process of purchasing a home. The team at Kiwi Mortgages were professional and supportive through the whole process, always available to answer any and all questions we had. The guidance provided was super helpful! We are very very thankful for the work of the team at Kiwi Mortgages!
Tiana Hill
If you’re looking for an organised, committed, professional broker with great communication look no further! Amazing!!!
Katie Pennicott
Rakesh and the team did a fantastic job to refinance my property. Communication was swift and clear, and they go the extra mile to make sure the document collection process is super easy and effortless. Highly recommended, they will get you a good result.
Tan Wang
We have now used Kiwi Mortgages for our second house purchase, and the experience was just as good as the first time (reviewed below). Rakesh and his team are super-efficient and seem to be able to make the impossible happen. We recommend them unreservedly.
We were extremely happy with Kiwi Mortgages. They were very positive throughout the process, always available for advice and the best help to overcome any obstacles that came up. The service was superb and we got a great result with our home loan. We couldn’t recommend them more highly.
Andrew Fisher
The Kiwi Mortgages team helped us through our home journey answering all our queries and providing information right from the start through to purchasing. We are very thankful to the friendly, welcoming team for being a part of our journey and guiding us in making key decisions. Highly recommended service!!
Mohamed Farooq
Rakesh Bansal and team has always offered us a very excellent and professional service. Always ready to help and will go extra mile to assist. I will always recommend Rakesh to my friends and family.
Budget Containers Ltd
Second time working with Rakesh now, couldn’t ask for more. Excellent advice, great service, awesome result. A big thank you to the Kiwi Mortgages team.